german health system for irish citizen/freelance teacher - English Teachers in Germany - for everybody: - English Teachers in Germany - Message Board - Yuku

A bulletin board for
English Teachers in Germany

(mostly, but not only, for native English speakers, teaching adults)

If you're new to this sort of thing, practise posting and replying to messages in the supportive, non-threatening environment of the "Practice board" below.

Advertising in posts: you may mention products, sites etc. that are of interest to teachers of English, or foreigners living in Germany. Administrators will delete other ads.

hosted by Target English, Munich

RSS
Email

0 Kudo

<< Previous Topic Next Topic >>

german health system for irish citizen/freelance teacher

Author	Comment
pcelan	german health system for irish citizen/freelance teacher	Lead	[-]
Posts: 1 (Wed, Apr 22, 2009 23:29) Reply Quote More My Recent Posts Message Me Connection Blocking Invite Ignore User's Posts	Tags : None hi, i've been reading the posts on health insurance, but am still confused. i am an irish citizen who will be moving to berlin this summer. i currently teach english at the university level in france, and hope to do the same in berlin. sounds like it is normal to start out at the freelance level with a few different schools. but, as i see here, that makes my health insurance situation confusing. i have a chronic condition which requires a good plan, and would like to get into the german scheme (i don't want to be on a private plan). how can i get started? is there a website someone can recommend? any advice would be greatly appreciated!
declineandfall		#1	[-]
Posts: 213 (Thu, Apr 23, 2009 17:28) Reply Quote More My Recent Posts Message Me Connection Blocking Invite Ignore User's Posts	A quick answer, which I expect others (who know a lot more about this than me) will confirm and expand on: Health insurance: - You probably won't be able to get into the German state scheme ... - so you'll need private insurance, which won't be cheap given a pre-existing condition ... - and it might be better for you to arrange cover in Ireland or the UK (e.g. via BUPA). Pensions: - You may be required to pay into the German state pensions scheme (search for "BfA" in this forum). - Depending on your age and existing arrangements, this could be a very bad deal for you, and you need to factor this into your financial calculations.
john		#2	[-]
Posts: 1139 (Thu, Apr 23, 2009 22:51) Reply Quote More My Recent Posts Message Me Connection Blocking Invite Ignore User's Posts	I'm afraid most private health insurance schemes here and elsewhere exclude pre-conditions, so this could be a hassle for you.... I would recommend contacting Mike Woodiwiss about this. Mike is a British insurance broker who can be trusted. He knows the system here and what EFL teachers can and can't afford to pay. Bw, I'm afraid you can't opt for a state health insurance scheme as a freelancer. You have to take out a private health insurance scheme. Hope that helps, but I'm not sure it will. Best wishes John Last Edited By: john Thu, Apr 23, 2009 22:55. Edited 3 times.

<< Previous Topic Next Topic >>

Quick Reply